Planning for Your Future, Starting with Your Needs
ACT focuses on health coverage, retirement planning, family protection, and legacy planning. We help you plan for today and the future based on your family circumstances and stage of life.
Plan with Clarity. Live with Confidence.
Professional Advice. Clear Communication. Respect for Your Choices.
ACT — Advice · Clarity · Trust
Meet Us
Maggie Wang
ACT Founder · Health Coverage & Retirement Planning Advisor
When considering health insurance, Social Security, retirement income and family responsibilities, I focus on how these arrangements together shape a family’s future. My work is to help clients clarify the rules, understand trade-offs and connect decisions across different stages of life.
As ACT’s founder, I aim to combine professional guidance with ongoing service: helping clients make decisions today while preparing for the next stage. I am based in Texas and serve clients in multiple states where appropriately licensed.
As a licensed insurance professional, Maggie helps clients understand Medicare enrollment, plan selection and annual coverage comparisons, including Medicare Advantage, Medigap and Part D. She also shares Medicare education through online resources, community seminars and local events.
Chartered Retirement Planning Counselor™
CRPC® is a professional designation focused on retirement planning. It addresses interconnected topics including retirement income, retirement accounts and asset allocation, Social Security, Medicare, tax considerations, long-term care and wealth transfer.
This broader perspective helps clients consider income sources, assets and coverage together at different stages of retirement, building a clearer and more sustainable plan around their personal and family circumstances.
Registered Social Security Analyst®
RSSA® is a professional designation focused on Social Security benefit analysis and claiming decisions. It covers retirement, spousal, divorced-spouse and survivor benefits, including how claiming ages and family circumstances affect long-term benefits.
By considering age, marital status, earnings history and retirement timing, Maggie helps clients understand Social Security rules and their claiming options within a broader retirement income plan.
As an independent insurance broker, Maggie is not limited to one insurer. She can compare products and coverage options from multiple companies around each client’s needs.
Her work spans individual and family health insurance, Medicare, life insurance, annuities and long-term care, bringing health coverage, retirement planning, family protection and wealth transfer into a more coordinated plan.
Yiya
Licensed Insurance Agent · ACA & Client Services
Yiya provides ACA health insurance guidance, enrollment assistance, and ongoing client support. She helps clients compare premiums, care costs, provider networks, and prescription coverage based on their family needs and budget.
Committed to continuous learning, she stays informed about policy and plan changes. With patience and attention to detail, she helps clients complete applications, submit required documents, and update their information.
Health insurance, family income protection and longer-term arrangements when navigating the U.S. insurance system.
Balancing Career & Family
Education funding, retirement savings, family protection and long-term financial goals.
Approaching Retirement
Medicare enrollment, Social Security claiming, retirement income and long-term care.
In Retirement
Using health coverage, arranging income, long-term care and legacy planning.
You do not need to know which product you need in advance. Start with the question that matters most to you right now.
How We Work
01
Understand Your Situation
Start with your family, budget, existing coverage and long-term goals to identify the questions that matter to you.
02
Consider Related Choices Together
Consider health coverage, retirement income, Social Security and family responsibilities together to understand how one decision affects other arrangements.
03
Explain Differences & Trade-offs
Explain costs, rules, eligibility conditions and limitations so you can make informed choices.
04
Keep Follow-up Support Accessible
Through our Client Center, service requests and team follow-up, we help address questions during insurance applications and when using coverage.
Beyond a Single Consultation
We also want practical information to be easier to find, keeping learning and service accessible over time.
